General & liquor liability
The core policies every restaurant needs, sized to your concept and volume.
Comprehensive restaurant coverage
Restaurant Insurance, From People Who Know Restaurants.
The coverage your group actually needs, sourced, bundled and managed alongside your books, so policies, payroll and renewals all live in one place.
Coverage
Coverage Built For Hospitality.
Property & equipment
Protect the build-out, the kitchen and the gear that keeps you open.
Workers’ comp & EPLI
Coverage for your team, integrated with payroll so headcount stays accurate.
One place for policies
Every policy and renewal date captured in Kit and tracked against cash flow.
Managed for you
A real team reviews coverage as you grow, so you are never over- or under-insured.
Priced with the books
Premiums flow into your P&L automatically, no separate spreadsheet to reconcile.
Why It Matters
Stop Juggling Brokers And Renewals.
The old way
- Policies scattered across brokers and inboxes
- Renewals that sneak up on you
- Coverage that never matches your real headcount
- Premiums nobody reconciles to the P&L
With Kit
- Every policy and date in one place
- Renewals tracked and flagged ahead
- Coverage that updates as your team grows
- Premiums booked into your P&L automatically
Frequently Asked
Good To Know.
What does Kit insurance cover?
The coverage restaurants actually need: general liability, property, workers’ compensation, liquor liability and employment practices liability, sized to your group.
Do I have to use Kit for accounting to get insurance?
Insurance is strongest bundled with the back office, since policies, payroll and renewals stay in sync, but talk to us about your situation.
Who manages my policies?
A dedicated team reviews your coverage as you grow and flags renewals, so you are never caught under-insured or overpaying.
How does it show up in my numbers?
Premiums and renewals are captured in Kit and flow into your P&L and cash forecast automatically.
Get Covered Without The Runaround.
Try Kit free and talk to us about bundling coverage with your back office.
Money talks. Kit translates.